Fintech App Development
Build secure, scalable financial applications that transform how people manage, invest, and transfer money.
534+ projects delivered | 273+ verified reviews | 6+ years experience
Last updated: February 2026
The financial services industry is being disrupted by technology-driven innovation. From mobile banking to cryptocurrency, fintech applications are changing how people interact with their finances.
At Hevcode, we build secure, compliant fintech applications that meet the rigorous standards of the financial industry. Our team understands PCI-DSS requirements, banking regulations, and the unique security challenges of handling financial data.
Whether you're building a neobank, payment platform, trading app, or investment solution, we deliver applications that users trust with their money.
Industry Challenges We Solve
We understand the unique challenges of fintech and build solutions that address them
Security & Compliance
Meet PCI-DSS, SOC 2, and regional financial regulations while protecting sensitive financial data.
Real-time Processing
Handle high-volume, real-time transactions with sub-second latency and 99.99% uptime.
Banking Integration
Connect with banks, payment processors, and financial networks through secure APIs.
Fraud Prevention
Implement AI-powered fraud detection and prevention systems to protect users and the platform.
User Trust
Build intuitive experiences that instill confidence in users handling their finances.
Scalability
Scale to millions of users and billions in transaction volume without compromising performance.
Solutions We Build
Comprehensive fintech solutions tailored to your needs
Mobile Banking Apps
Full-featured banking applications with account management, transfers, bill pay, and mobile deposits.
Payment Solutions
P2P payments, merchant payment apps, payment gateways, and QR code payment systems.
Trading Platforms
Stock, forex, and crypto trading apps with real-time data, charting, and order execution.
Cryptocurrency Wallets
Secure multi-currency crypto wallets with exchange integration and DeFi capabilities.
Investment Apps
Robo-advisors, portfolio management, and investment tracking applications.
Lending Platforms
P2P lending, mortgage apps, and loan management systems with credit scoring.
Expense Management
Personal finance, budgeting apps, and corporate expense management solutions.
Insurance Tech
Insurance comparison, claims management, and digital insurance platforms.
Key Features We Implement
Essential features for successful fintech applications
Bank-Grade Security
AES-256 encryption, biometric authentication, and hardware security module integration.
Real-time Transactions
Sub-second transaction processing with instant notifications and balance updates.
AI Fraud Detection
Machine learning-powered fraud prevention that analyzes patterns and blocks suspicious activity.
Open Banking APIs
Plaid, Yodlee, and custom API integrations for account aggregation and payments.
KYC/AML Compliance
Built-in identity verification, document scanning, and anti-money laundering checks.
Analytics & Reporting
Transaction analytics, spending insights, and regulatory reporting capabilities.
Technologies We Use
Modern tech stack for robust, scalable applications
Success Stories
Real results from our fintech projects
Digital Banking Platform
Built a neobank app serving 100,000+ users with full banking functionality.
- $50M+ in transactions processed
- 4.8★ app store rating
- PCI-DSS Level 1 certified
- 99.99% uptime achieved
Crypto Trading App
Developed a cryptocurrency exchange app with real-time trading and secure wallet.
- 500K+ active traders
- Sub-100ms order execution
- Multi-currency wallet support
- Zero security breaches
Frequently Asked Questions
Common questions about fintech app development
Is your fintech development PCI-DSS compliant?
Yes, we build all fintech applications with PCI-DSS compliance requirements in mind. We implement secure coding practices, encryption, tokenization, and can help you achieve and maintain PCI-DSS certification. Our development process includes security assessments and penetration testing.
Can you integrate with banks and payment processors?
Yes, we have extensive experience integrating with banking APIs (Plaid, Yodlee, MX), payment processors (Stripe, Square, Adyen), and traditional banking networks (ACH, SWIFT, SEPA). We can help you connect your app to the financial ecosystem.
How do you handle financial data security?
We implement multiple security layers: AES-256 encryption for data at rest and in transit, tokenization for sensitive data, multi-factor authentication, biometric security, secure enclaves for key storage, and continuous security monitoring. All data is stored in SOC 2 compliant infrastructure.
Can you build cryptocurrency and blockchain applications?
Yes, we have expertise in blockchain development including cryptocurrency wallets, DeFi applications, smart contracts, NFT platforms, and Web3 integrations. We work with Ethereum, Solana, and other major blockchain networks.
How long does it take to build a fintech app?
Timeline depends on complexity and regulatory requirements. A basic payment app might take 4-5 months, while a full banking platform could take 9-12 months. We provide detailed timelines during our discovery phase based on your specific requirements.
Do you help with regulatory compliance?
Yes, we help navigate financial regulations including PCI-DSS, SOC 2, GDPR, PSD2, and regional banking requirements. We build compliance into the application architecture and can assist with documentation for regulatory submissions.
Ready to Build Your Fintech App?
Let's discuss your fintech project and create a secure, scalable solution that users trust.